Welcome to British Columbia! Moving to a new country is stressful enough without worrying about how to get to work. If you are searching for bad credit car loan Canada style solutions because you simply have no Canadian history yet, we have programs for you.

Why Newcomers Struggle (and the Solution)

Most banks want two years of Canadian credit history. However, specialized “New to Canada” programs look at your foreign credit history, your work permit status, and your professional background.

What You’ll Need

  • Proof of Permanent Residency or Work Permit.
  • A Canadian Bank Account.
  • A Valid BC Driver’s License (or an international one you plan to convert).

Starting Small

Your first car in Canada doesn’t have to be your dream car. Financing a reliable used SUV or sedan for 24 months is the perfect way to “prime” your Canadian credit score for a future home mortgage.

Welcome to BC! Let’s get you moving. We specialize in helping new residents in Surrey, Burnaby, and Richmond get their first Canadian vehicle. Explore Our Newcomer Finance Program.